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The JOHN MANOUGIAN INSURANCE AGENCY, INC., specializes in writing a package program of insurance for community associations including residential and professional office condominiums, cooperatives, and homeowners associations, as well as shopping centers, office buildings, and other commercial risks:
• Property Coverage
• Commercial General Liability ProtectionHome Toy house & Umbrella BE - Products
• Low and Large-Limit Umbrella/Excess Liability Coverage
• Directors and Officers Liability Coverage, including Employment
Practices Liability coverage, as well as third-party protection for
an association’s property management firm; a developer coverage
extension is also included for communities in development.
• Employee Dishonesty/Crime (Fidelity) Coverage to protect an
association’s funds, including third-party coverage for community
funds in the care, custody, and control of an association’s
management company.
• Boiler and Machinery/Equipment Breakdown Protection
• Workers Compensation Coverage
• Business Automobile Liability Coverage for communities with
service vehicles
• Flood Coverage for communities in designated flood plains
• Earthquake Coverage
• Performance and Surety Bonds